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Affiliate Disclosure

Last updated: January 19, 2026

Overview

HYSA Calculator is a free tool that helps you estimate your savings growth. To keep this service free, we participate in affiliate programs with various financial institutions. This page explains how these relationships work and how they may affect you.

FTC Disclosure

In accordance with the Federal Trade Commission's guidelines concerning the use of endorsements and testimonials in advertising, we want to make the following disclosures:

  • Some links on this website are affiliate links, meaning we may earn a commission if you click through and open an account.
  • We only recommend products and services that we believe provide value to our users.
  • Our affiliate relationships do not affect the calculations provided by our tools.

How We Make Money

HYSA Calculator may earn money through the following methods:

Referral Commissions

When you click a referral link on our site and open a new account with a bank or financial institution, we may receive a referral commission. This is typically a one-time payment and does not affect any bonus you may receive.

Affiliate Programs

We participate in affiliate programs with banks and financial technology companies. These programs allow us to earn commissions when users sign up for products through our links.

Advertising

We may display advertisements on our website. These ads are provided by third-party advertising networks and help support the cost of running this free service.

What This Means for You

No Extra Cost to You

Using our affiliate links does not cost you any extra money. Any bonuses or promotions offered by the banks are the same whether you use our link or not.

You May Earn a Bonus

Many of our referral links include sign-up bonuses for you. When available, we display the bonus amount on our referrals page.

Support Free Tools

Your use of our affiliate links helps us keep this calculator free and continue improving it for everyone.

Our Commitment to You

We are committed to maintaining your trust. Here is what we promise:

  • Honest Recommendations: We only feature banks and products that we believe offer genuine value.
  • Accurate Information: We strive to keep APY rates, bonus amounts, and requirements up to date.
  • Transparent Calculations: Our calculator provides the same results regardless of which bank you choose.
  • Clear Disclosures: We clearly identify affiliate links and sponsored content.

Banks and Partners We Work With

We may have affiliate relationships with the following types of financial institutions:

  • Online Banks
  • Credit Unions
  • Traditional Banks
  • Fintech Companies
  • Investment Platforms
  • Money Market Accounts

Important Disclaimers

Not Financial Advice: The information on this website is for educational purposes only and should not be considered financial advice. Always do your own research and consult with a qualified financial advisor before making financial decisions.

Rates Subject to Change: APY rates, bonus amounts, and account terms are subject to change at any time. Always verify current rates and terms directly with the financial institution.

FDIC Insurance: Deposit accounts at FDIC-insured banks are insured up to $250,000 per depositor, per institution. Verify FDIC coverage directly with the bank.

Questions?

If you have any questions about our affiliate relationships or this disclosure, please contact us. We are happy to provide additional information.

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