Terms of Service
Last updated: January 18, 2026
Acceptance of Terms
By accessing and using HYSA Calculator, you accept and agree to be bound by the terms and provisions of this agreement.
Use of Service
Educational Purpose
HYSA Calculator is provided as an educational tool to help you estimate potential savings growth. It is not intended to be used as professional financial advice.
Accuracy of Calculations
While we strive for accuracy, the calculations provided are estimates based on the information you input. Actual returns may vary based on:
- Changes in interest rates
- Account fees and minimum balance requirements
- Tax implications
- Compounding frequency differences
- Bank-specific terms and conditions
Disclaimer of Warranties
HYSA Calculator is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:
- Accuracy, reliability, or completeness of calculations
- Fitness for a particular purpose
- Non-infringement
- Uninterrupted or error-free operation
Limitation of Liability
We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the calculator.
Not Financial Advice
IMPORTANT: HYSA Calculator does not provide financial, investment, or tax advice.
The calculator is a tool for educational purposes only. Before making any financial decisions, you should:
- Consult with a qualified financial advisor
- Review the terms and conditions of specific accounts
- Consider your individual financial situation
- Understand the tax implications of interest income
Affiliate Relationships
HYSA Calculator may contain affiliate links to banking products. We may receive compensation when you click these links or sign up for accounts. This does not affect the calculations provided or the cost to you.
FDIC Insurance
When we reference FDIC insurance, we are providing general information. You should verify FDIC membership and coverage limits directly with any financial institution before opening an account.
Intellectual Property
The content, design, and functionality of HYSA Calculator are owned by us and protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without permission.
User Conduct
You agree not to:
- Use the service for any illegal purpose
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the service
- Use automated systems to access the service excessively
Modifications to Service
We reserve the right to modify, suspend, or discontinue the service at any time without notice or liability.
Governing Law
These terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Contact Information
If you have any questions about these Terms, please contact us.